Comprehensive data on OppLoans and the bad credit personal loan market — sourced from SEC filings, Better Business Bureau records, Trustpilot, and the CFPB Consumer Complaint Database. Free for citation with attribution.
Parent company of OppLoans, publicly traded on NYSE under ticker OPFI
Data current as of Q3 2026. Verify with OppLoans for updated terms before applying.
| State | Status | APR Range | Max Loan |
|---|---|---|---|
| California | ✓ Available | 99% – 199% | $5,000 |
| Illinois | ✓ Available | 36% (capped) | $5,000 |
| Ohio | ✓ Available | 28% (capped) | $1,000 |
| New York | ✗ Not Available | N/A (16% usury cap) | N/A |
| Texas | ✓ Available | 160% – 195% | $5,000 |
| Florida | ✓ Available | 160% – 175% | $5,000 |
Sample states. Full state list available in our state guide.
Sources: Federal Reserve consumer credit data, NCUA PAL regulations (12 CFR 701.21), OppLoans public disclosure, CFPB payday loan research.
All data on this page is compiled from public sources and freely available for citation. Please attribute as follows:
OppLoans Apply USA. (2026). OppLoans Statistics & Data Hub. Retrieved from https://opploansapplyusa.com/statistics.html
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